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Pawnbroking Loans

Pawnbroking as we know it today can be traced back to the middle ages and has become a well established alternative for those needing a short term loan in a quick and convenient manner. Pawnbroking loans do not involve a credit check and will never result in a bad credit rating.

We have been offering a personal and discreet pawnbroking service for more than sixty years and are members of the National Pawnbrokers Association. We specialise in jewellery, silverware and certain prestige watches and our knowledge and experience means that we can often lend you more against your items.

Loans only take a few minutes to complete, we will pay you in cash and store your items securely for the period of the loan which is normally 6 months. You can collect your items at any time by paying back the loan and any interest which may have accrued. You can also extend the loan at any time simply by paying the outstanding interest.

We charge interest on a monthly basis, interest is calculated and applied on the amount of your loan at the end of each contract month. If you repay the loan early, interest will only be charged to the end of the contract month in which you repay.

Example: A £500.00 loan will incur interest of £25.00 per month. If you repaid the loan within say 3 months you would pay £500.00 plus £75.00 interest. Total cost £575.00.

Our Rates

Loan amountMonthly
interest
Representative APR
(variable)
£10.00 - £100.008%119.0%
£101.00 - £250.006.5%93.2%
£251.00 - £5,000.005%69.0%
over £5,000.004%53.8%

Photo ID and proof of address required
Written details available on request